In this Data Privacy Notice (“Privacy Notice”) we explain how we collect and use your personal information that we obtain when you use our services, visit or use our websites or mobile applications or otherwise interact with us in the European Economic Area (“EEA”), how we share your information and the steps we take to protect your information.
This Privacy Notice applies to Euronet Payment Services (“RIA”, “we”, “our” or “us”), a subsidiary of Euronet Worldwide, Inc. (“Euronet”). Further details on Euronet and the companies within the Euronet group global network (the “Euronet Group”) are available at: http://www.euronetworldwide.com.
We are committed to the privacy and security of your Personal Data (as defined in section 2 below). This Privacy Notice describes how we collect and use Personal Data, in accordance with applicable law and our standards of ethical conduct.
Ria Lithuania UAB, will be the “data controller” in relation to any Personal Data provided to us directly in person, or via email, phone, and post or via the following website: www.riamoneytransfer.com/gb/en (the “Website”). This means that RIA is responsible for deciding how it will hold and use Personal Data about you.
Our Euronet Group Data Protection Officer can be contacted:
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By using or navigating the Website or any product or service offered by us (collectively, the "Services"), you acknowledge that you have read, understand, and agree to be bound by this Privacy Notice. You should not provide us with any of your information if you do not agree with the terms of this Privacy Notice.
We encourage you to review and check the Website regularly for any updates to this Privacy Notice. We will publish the updated version on the Website and by continuing to deal with us, you accept this Privacy Notice as it applies from time to time.
“Personal Data” means any information that enables us to identify you or the beneficiary of your transaction with us, directly or indirectly, such as name, email, address, telephone number, any form of identification number or one or more factors specific to you or your beneficiary’s physical, physiological, mental, economic, cultural or social identity.
We are committed to complying with applicable data protection laws and will ensure that Personal Data is:
Personal Data You Give Us. We may collect Personal Data when you give it to us, including when you indicate that you would like to receive any of our Services, when you register with us, when you complete forms online, when you speak with us over the telephone, when you speak with us in person, when you write to us, and when you visit the Website and, in certain circumstances as set out in this Privacy Notice, when you have provided your information to a related company operating under the RIA brand or riafinancial.com (each a “RIA Company” and together the “RIA Companies”). We will also collect details of transactions you carry out through the Website and of the fulfilment of such transactions.
The types of Personal Data we collect will depend on the products or services you have requested from us. Any Personal Data collected is necessary for us to perform a contract and without such data we may not provide the desired Services.
We may collect and process the following Personal Data:
Cookies and similar technologies. When you use our Website or mobile apps we collect information via cookies and similar technologies, including the IP address of visitors, behavioral information, browser type and version, time zone setting, screen resolution settings, browser plug-in types and versions, operating system and platform. We may use this data for the following purposes:
Due to their core role of enhancing or enabling usability or site processes, disabling cookies may prevent you from using certain parts of our Website. It will also mean that some features on our Website will not function if you do not allow cookies.
We use Personal Data and other data you provide to us only for the following purposes permitted by applicable laws:
If in the future we use your Personal Data in the pursuit of our legitimate interest, we will strive to align our interests with yours such that under no circumstances will your data be used except as consented to by you or as otherwise permitted by applicable laws.
In some circumstances we may anonymise your Personal Data so that it can no longer be associated with you, in which case we may use such data without further notice to you.
We may share your personal data with other RIA Companies in order to enable or facilitate us to provide you with any of the Services you have requested, where you have asked us to do so, to provide the Services to you outside of normal business hours and, where you have consented and not withdrawn your consent, for the RIA Companies’ direct marketing purposes.
RIA may share your Personal Data with Euronet and affiliates in the Euronet Group (some of which are based outside the EEA – further details are set out at the end of this section 5) for the purposes, or to enable or facilitate the purposes, set out in Section 4 of this Privacy Notice. This may also include sharing your Personal Data within the Euronet Group for purposes of complying with legal or regulatory obligations.
Third party service providers
We may share your Personal Data with the following third party service providers to manage, enable or facilitate certain aspects of the Services (including the maintenance of our servers and processing or fulfilling orders for transactions):
We have safeguards in place with such third party service providers requiring them to protect your personal data. To obtain a copy of the relevant safeguard measures please contact the Euronet Group Data Protection Officer as indicated in Section 1 above.
We may transfer your Personal Data to a third party as a result of a sale, acquisition, merger, or reorganization involving Euronet, a company within the Euronet Group, or any of their respective assets. In these circumstances, we will take reasonably appropriate steps to ensure that your information is properly protected.
Legal and regulatory
We may also disclose your Personal Data in special cases if required to do so by law enforcement agencies, law, court order, or other governmental authority, or when we believe in good faith that disclosing this data is otherwise necessary or advisable, such as to identify, contact, or bring legal action against someone who may be causing injury to – or interfering with – the rights or property of RIA, the Services, another user, or anyone else that could be harmed by such activities (for example, identify theft or fraud).
Personal Data is used for different purposes and is subject to different standards and regulations. In general, Personal Data is retained for as long as necessary to provide you with the Services you request, to comply with applicable legal, accounting or reporting requirements, and to ensure that you have a reasonable opportunity to access the Personal Data.
To determine the appropriate retention period for Personal Data, we consider the amount, nature, and sensitivity of the Personal Data, the potential risk of harm from unauthorised use or disclosure of your Personal Data, the purposes for which we process your Personal Data and whether we can achieve those purposes through other means, and the applicable legal requirements. For example:
You may obtain a copy of our Retention Policy by contacting our Euronet Group Data Protection Officer.
Yes. If you send us correspondence, including e-mails and faxes, we may retain such data along with any records of your account. We may also retain customer service correspondence and other correspondence involving you, us and any Euronet Group company, our partners, and our suppliers. We will retain these records in line with our Retention Policy.
We are committed to maintaining the security of your Personal Data and have measures in place to protect against the loss, misuse, and alteration of the data under our control.
We employ modern and secure techniques to protect our systems from intrusion by unauthorized individuals, and we regularly upgrade our security as better methods become available.
Our data centres and those of our partners utilise state-of-the-art physical security measures to prevent unauthorized access to the facility. In addition, all Personal Data is stored in a secure location behind firewalls and other sophisticated security systems with limited (need-to-know) administrative access.
All RIA employees who have access to, or are associated with, the processing of Personal Data are contractually obligated to respect the confidentiality of your data and abide by the privacy standards we have established.
Please be aware that no security measures are perfect or impenetrable. Therefore, although we use industry standard practices to protect your privacy, we cannot (and do not) guarantee the absolute security of Personal Data.
No. Our Website may contain links to other Internet websites. By clicking on a third-party advertising banner or certain other links, you will be redirected to such third-party websites.
We are not responsible for the privacy policies of other websites or services. You should make sure that you read and understand any applicable third-party privacy policies, and you should direct any questions or concerns to the relevant third-party administrators or webmasters prior to providing any Personal Data.
With your consent, RIA or a RIA Company may sometimes contact you (by email, SMS text, letter or phone) in order to provide targeted marketing about our Services or the services of another RIA company or Euronet Group company. Such marketing communications will only be sent to you if you gave your consent (when you registered for our Services or at another point) and you have not withdrawn such consent or if there is another legitimate basis to send such communications to you.
All marketing e-mails you receive from us will include specific instructions on how to unsubscribe and you may unsubscribe at any time.
Additionally, you can unsubscribe from marketing by contacting us by a method described in Section 13 of this Privacy Notice.
You should note that we are opposed to third-party spam mail activities and do not participate in such mailings, nor do we release or authorize the use of customer data to third parties for such purposes.
Subject to verification of your identity, you may request access to and have the opportunity to update and amend your Personal Data. You may also exercise any other rights you enjoy under applicable data protection laws. Please use the contact details in Section 13 of this Privacy Notice.
“Data Subjects” have the right to:
Also, where you believe that RIA has not complied with its obligations under this Privacy Notice or the applicable law, you have the right to make a complaint to a relevant Data Protection Authority or through the courts. Although not required, we would encourage you to let us know about any complaint you might have, and we will respond in line with our Complaints Procedure (see Section 12 of this Privacy Notice).
Where you believe that we have not complied with our obligations under this Privacy Notice, or the applicable law, you have the right to make a complaint to a Data Protection Authority or through the courts.
Although not required, we would encourage you to let us know about any privacy related complaint you might have, and we will respond in line with our complaints procedure – our contact details are set out below.
Privacy-related complaints or concerns can be lodged with our privacy team:
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Euronet employees are required to direct any privacy-related complaints or concerns to our privacy team.
RIA will aim to send an acknowledgement within 10 days of receipt of the complaint/concern.
RIA will conduct an investigation in accordance with relevant laws and will aim to respond substantively within 28 days of receipt of the complaint/concern.
If further time is required to investigate your complaint/concern, RIA will write to you within 28 days of receiving the complaint/concern, informing you of the investigation timeline which will be no longer than an additional two months for the complaint procedure to be concluded.
In the case of a rejection of the complaint, RIA will provide you with a written explanation for the rejection.
If the complaint/concern is considered justified, RIA will take reasonable steps to try to address the complaint/concern to your reasonable satisfaction.
If you are not satisfied with the reply/outcome, or otherwise with the handling of the complaint, you have the right to lodge a claim before a relevant Data Protection Authority or the competent courts.
For all other complaints or concerns about our Services that are unrelated to privacy, please contact our Customer Service department.
If you have any questions or concerns about this Privacy Notice or RIA’s data practices, please contact our privacy team:
|By email at:||firstname.lastname@example.org|
|By post at:|
Ria Lithuania UAB
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Any complaints will be handled in line with our complaints procedure as set out in Section 12 of this Privacy Notice.